Exclusive installment credit card refers to a special installment card issued after the cardholder applies to the bank for consumer demand and is approved by the bank. After the cardholder uses the installment card at the merchant designated by the bank, he will automatically complete the installment according to the number of installments agreed with the bank in advance.

Cardholders can apply for installment cards through self-service channels such as the official bank credit card client or the credit card customer service hotline. The specific application channels and application processes shall be subject to the actual display.

Bank-specific installment card is a special credit card for installment payment. The cardholder will automatically complete the installment after use, which will generate the principal and handling fee for installment repayment.

1. The exclusive installment card is a credit card.

This means that this card can be overdrawn, cash advance is not supported, and the transaction does not accumulate points. This is a special card for installment payment. After use, the cardholder will automatically complete the installment of the installment number, and generate the principal and handling fee for installment repayment.

Second, the exclusive consumption installment card application conditions:

Only holders of student cards, business cards, official cards, purchase cards or supplementary cards can apply temporarily. After the first installment card application is successful, an independent installment card account will be generated (except for the cardholder who already has an installment card account).

The installment card used by the cardholder shall not be used for production and operation, investment, house purchase and other purposes, and shall not be used for illegal activities. After the automatic installment is completed, the successful installment transaction cannot be cancelled, nor can the amount or number of installments of the successful installment transaction be changed. Successful installment transactions are automatically cancelled and are not affected by repayment or return.

III. Provisions on the use of the bank's exclusive consumption installment card:

When using the installment payment card, the cardholder's single consumption amount shall not be less than 10 yuan, and shall not be used for production and operation, investment, house purchase or illegal activities. After the automatic installment is completed, the successful installment transaction cannot be cancelled, nor can the amount or number of installments of the successful installment transaction be changed. Successful installment transactions are automatically cancelled and are not affected by repayment or return.

Bank-specific installment card is a credit card specially designed for installment, which does not support cash withdrawal and automatically distributes accounts after consumption.