Many CITIC credit cards are limited to 2000 yuan per month, which is because the cards are not standardized. Generally, they are too unscrupulous to use cards and have no fear of banks. They can brush whatever they want, regardless of the bank's feelings. What's more, they don't pay back the money after swiping the card. Banks just have a good restriction.
So, how to crack the credit card limit of CITIC?
1, turn over a new leaf, standardize the use of cards, diversify consumption, repay on time, and get the bank's approval again, and it will be lifted. However, this cannot be done in a short time. You have to use the card for at least 6 months, and you have to use the card to get a chance to cancel. Unless you complain to the bank, if you succeed, the ban may be lifted soon.
2. Threaten to cancel the credit card without canceling the limit. Sometimes banks may buy it, but it may not work. After all, many banks have passed the era of blindly pursuing card issuance, and now they will screen existing customers and eliminate non-compliant users. Maybe you can still get it if you cancel the card.
The above is the introduction of "the monthly limit of CITIC Credit Card is 2,000 yuan". In short, CITIC's credit card limit of 2000 yuan means that the cardholder's credit card has been subject to risk control by the bank. Although you can't spend a lot, at least the credit card can still be used, which is better than being blocked.