If you want to increase the limit of your card, you can adopt the following methods:

1. Spend more money with your card. It is best to keep the card with ten points in the few months before applying for the limit increase. Dozens of stable purchases.

And pay attention to diversification when swiping your card for consumption. Don't just swipe your card for consumption at the same type of merchants. You can swipe your card for consumption in shopping malls, supermarkets, restaurants and other places.

2. Maintain a good habit of repaying loans on time and be sure to avoid overdue payments. Otherwise, the card may not only be unable to withdraw funds, but may also be reduced by the Agricultural Bank of China.

If you are temporarily unable to repay the loan in full within the repayment period, you can apply for installments. Be careful not to always make the minimum payment, otherwise it will also affect the card limit increase.

3. Occasionally, you can make a few large purchases, especially during holidays, and then you can also apply for installments appropriately. The number of installments does not need to be too many, 3 to 6 installments are enough.

4. If you have certain financial capabilities, you can also increase your assets in the Agricultural Bank of China, such as depositing more deposits in the Agricultural Bank of China, applying for the Agricultural Bank of China's wealth management financial products, etc.

Main features of credit card:

1. Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation within a certain range. ;

2. Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;

3. Credit cards are high-tech products that integrate financial services and computer technology.

4. Credit cards can reduce the use of cash;

5. Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

6. Credit cards It can simplify payment procedures and save social labor;

7. Credit cards can promote product sales and stimulate social demand.

Main types

According to different card issuers, they can be divided into bank cards and non-bank cards

Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.

Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., and are used for purchasing tickets, meals, accommodation, entertainment, etc.

According to the different objects of card issuance, it can be divided into corporate cards and personal cards

Corporate cards. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal organizations.

Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card.

According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards

Ordinary cards. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.

Gold Card. A gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.