Easy to pass, you need to provide the following materials: 1. Over 18 years old, with independent civil capacity.

2. Have a stable job and income, and have the corresponding repayment ability.

3. There are Bank of Ningbo outlets in your long-term residence and place of work.

4. Submit the materials required to apply for a credit card, including proof of identity, work certificate, residence certificate, financial resources, etc. The personal credit report is good and there is no bad credit record.