The bank will give you a 45-day waiting period for credit card cancellation. After a credit card cancellation application is submitted, it will not be canceled immediately. The bank will give a 45-day waiting period for credit card cancellation. This means that during this period, the credit card is still active and you can naturally receive text messages. The reason why the Hua Xia Credit Card was canceled after a long time and the expiration date was issued is because the bank will give a 45-day waiting period for credit card cancellation. Huaxia Credit Card is a standard credit card launched by Huaxia Bank for cardholders. The card is specially issued for cardholders with domestic and overseas official payment, health care, shopping and other consumption types.