Debit card refers to a bank card that facilitates consumers to withdraw money from their bank deposit accounts through automatic teller machines, eliminating the trouble of withdrawing money at the bank counter of the original branch where the account was opened. Financial cards are divided into three categories: bank savings cards, bank credit cards, and consumer cards approved by the Bank Association. The circulation of various types of financial cards must be approved by the People's Bank of China. The approval content includes: card surface size, card surface pattern, card name, card purpose, etc.

Bank savings card: a debit card that is used to deposit money first through a bank. This is the most common financial card, such as: Industrial and Commercial Bank of China Peony Card, Agricultural Bank of China Golden Harvest Card, China Construction Bank Dragon Card, Huashang Card Bank Lanka etc.

Bank credit card: It is a credit card that has a loan relationship with the bank. This is a relatively popular financial card and must be approved and issued by the bank. For example: Everbright Bank Platinum Business Travel Card, Ping An Bank Platinum Card, China Merchants Bank Classic Platinum Card, etc.

Consumption cards approved by the Bank Association: that is, consumption cards processed through non-financial payment institutions in physical stores of fixed business districts and online. This is the latest form of financial card. It must be processed through a consumer card. For example, the Tenpay Gold Point Card of Shenzhen Tenpay Technology Co., Ltd., the Financial Management Gold Card of Qingdao Xinbang Investment Guarantee Co., Ltd., and the Gold Point Card of Taiyuan Dianfu Media Technology Co., Ltd. wait.