1. ID card: at least 18 years old.

2. Documents proving that you have stable repayment ability, such as work certificate, income certificate, self-owned property certificate, self-owned vehicle certificate and bank assets certificate. Each bank has different import standards, depending on the requirements of the bank.

ICBC relies on the information of the applicant's contribution star and service star in ICBC to decide whether to approve the card and the amount of the card. CCB, BOC, etc. also depend on the customer grade to determine whether to approve the card. Of course, they can also apply by submitting the work certificate.

3. There is no bad credit record (the bank will check it by itself).