It is a common online fraud. The other party is a scammer pretending to be a guarantee company.

Application for cards on behalf of others, especially those in other places, is a typical scam. Usually, a few hundred material fees (cost of production) are charged first. The characteristic of the fraud is to receive remittances from a personal (so-called legal person, manager, financial person in charge) bank account, and then send you a card (of course a fake card). But it will definitely not be activated. He will ask you to pay a deposit of several thousand yuan, and you will be deceived as much as you want. It is also a scam to ask for money to be deposited on your card for reasons such as verification of financial strength (repayment ability).