Current location - Trademark Inquiry Complete Network - Overdue credit card - How to calculate CITIC Bank credit card cash withdrawal fees and interest
How to calculate CITIC Bank credit card cash withdrawal fees and interest

1. CITIC Bank credit card cash withdrawal fees and interest

1. Cash withdrawal fees

(1) Southern Fund Card: 1% of the cash withdrawal amount , the minimum charge is 9 yuan or 1 US dollar;

(2) Blue Card: There is no handling fee for cash withdrawals from CITIC Bank within the monthly cumulative amount of 500,000 (inclusive), and 3% for the amount exceeding 500,000. A handling fee is charged; the first two transactions per bill month for cash withdrawals at other banks are exempt from handling fees, and the excess amount will be charged a handling fee of 2 yuan/transaction;

(3) Others: 2% of the domestic cash withdrawal amount will be charged , the minimum fee is 20 yuan; overseas, it is charged 3% of the cash withdrawal amount, and the minimum fee is 3 US dollars or 30 Hong Kong dollars or 3 euros.

2. Interest on overdrafts within the credit limit:

Interest will be charged at a daily interest rate of 0.5% from the bank accounting date to the date of repayment, and on a monthly basis Calculate compound interest.

3. Overpayment cash withdrawal handling fee: 3‰ of the amount withdrawn, with a minimum charge of RMB 5 per transaction.