What is the credit card limit for applying for a high credit card? Credit cards are issued by banks and credit card companies to cardholders according to their credit and financial resources. Cardholders do not need to pay cash when holding a credit card, but pay it back on the bill date. What determines the credit card limit? Generally speaking, the bank will evaluate and summarize the evaluation according to the applicant's own situation. The higher the evaluation, the higher the credit card limit, and the different evaluation criteria of banks are different.

How to determine the credit card limit?

Credit history. If the borrower is the original account of the bank and the funds flow frequently, his passbook will reflect the points of past deposits. For customers who have supported the development of the bank, the bank will also consider giving points appropriately.

Economic ability. As for how to determine the credit card limit, customers who can provide detailed personal income proof, stable income and high possibility of income increase will be highly praised. If they have a personal residence, they can provide a real estate license, which shows that they have a certain economic foundation.