How to repay credit card debt?

Currently, Bank of China supports a variety of repayment methods, such as telephone foreign exchange purchase, automatic deduction, automatic foreign exchange purchase, etc.:

(1) If you have activated the global single RMB settlement function , all consumption will be recorded in RMB, and you can repay in RMB;

(2) If you have bound automatic repayment, you can choose to use the RMB in the associated account to repay the credit card debt, or through the associated Repay the credit card debt accordingly in the account;

(3) If you have activated the automatic foreign exchange purchase function for bills, you only need to ensure that the credit card RMB account has enough RMB credit balance to repay the debt on the due date of repayment. , the system will automatically repay the debt with the RMB credit balance based on the day's real-time exchange rate;

(4) Bring the current bill and original ID card to the counter to purchase foreign exchange for repayment;

( 5) If there is a RMB credit balance in the account, foreign exchange purchase and repayment can be handled through Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, online banking, customer service hotline and other channels.

The above content is for your reference, please refer to actual business regulations.

How to repay the Agricultural Bank of China credit card?

You can handle credit card repayment through the following channels:

1. Palm Bank: Please log in to the Palm Bank APP and click "Credit Card → Repayment" on the homepage to make your own Agricultural Bank of China credit card payment , repay other people's Agricultural Bank of China credit cards; click "Credit Card → Repayment → Set Agreed Repayment" to apply for automatic repayment of your own Agricultural Bank of China credit card debt.

2. Online banking: Please log in to personal online banking, click "Credit Card → Repayment → One-click Repayment" to repay your Agricultural Bank of China credit card debt; click "Credit Card → Repayment → Agreed Repayment", You can apply for automatic repayment of your own Agricultural Bank of China credit card debt; click "Credit Card → Repayment → Repay Other People's Cards" to repay other people's Agricultural Bank of China credit card debt.

Warm reminder: If you need to repay credit cards from other banks, you can do so through "transfer".

(Answer time: June 24, 2021. In case of business changes, please refer to the actual situation.)

How to repay the credit card in US dollars?

For US dollar bills of China Merchants Bank credit cards, our bank currently provides a variety of repayment channels. You can choose the following method that suits you to handle US dollar repayments.

1. Automatic repayment of U.S. dollars:

China Merchants Bank can set the U.S. dollars on the all-in-one card account as automatic repayment to the credit card. Only cash or cash sub-accounts can be used as deductions. It mainly depends on whether your funds are usually in cash or foreign exchange accounts. Before setting up, please make sure that your foreign exchange purchase function for RMB and US dollars is turned off.

2. US dollar transfer repayment:

① After you log in to online banking, select the "credit card quick repayment → select US dollar currency" option. This interface defaults to US dollar cash.

② You log in to mobile banking and click "My → All → Transfer → Transfer Settings → Transfer Limit → Personal Transfer → Select Credit Card → Transfer Immediately → Select U.S. Dollar Spot Exchange as the Currency";

③After you log in to online banking, click "Self-service transfer → Agreement account transfer → Transfer credit card → Select US dollar cash transfer → Transfer credit card.

Warm reminder: The repayment currency only supports RMB and US dollars.

For U.S. dollar cash account repayment, you need to activate the transfer function of your own agreement account in advance

3. U.S. dollar cash repayment: You can bring your credit card, U.S. dollar cash and your identity document to attract investment across the country. Cash repayments can be made over the counter at any bank branch (except for corporate debt-bearing commercial cards), and there is no handling fee for repayment

4. Use RMB to pay US dollar bills (repayment by purchasing foreign exchange).

The credit card purchase and repayment function can be set up through the following channels:

① After logging into Mobile Life, select "My → Account Repayment → Foreign Exchange Repayment → Function Switch"

② After you log in to the public version or professional version, select "Repayment Management → Automatic RMB Foreign Exchange Purchase" - "USD Bill Foreign Exchange Purchase and Repayment Function Settings" and follow the prompts.

③After you log in to mobile banking, click "My → All → Credit Cards → Settings Management → Repayment Management → Automatic RMB Foreign Exchange Purchase".