What should I do if I don't have a fixed telephone number for handling a credit card?
Generally speaking, there are few landlines at home now, but the telephone number of the landlines on the application form should still be filled in. It is suggested to fill in a landline that can contact or consult you. If you don't fill in, the approval rate will be greatly reduced.
If you don't have a landline at home, you can fill in the landline phone number of your relatives or friends, as long as you can verify your basic information. If the company doesn't have a landline, the success rate of application will plummet.
because the bank will call back after the application is submitted, which is part of the audit, the general telephone survey will call your company to ask if you are a person, mainly to make sure that you have a job and repayment ability.
in short, try to fill in a landline where you can contact yourself. Don't leave it blank. These are all audited by the bank. If you fill in, you must fill it out truthfully.
What should I do if I don't have a landline phone for a credit card?
If I don't have a landline phone for a credit card, I can fill in the company's landline phone number or the landline number of my relatives or friends' home.
1. Fill in the company's fixed telephone number
It is ok to fill in the company's landline number in the general fixed telephone column. As long as the bank checks your basic information and work and income information through the landline, basically the credit card can be approved.
2. Fill in the landline numbers of relatives and friends.
Friends who have no job can ask relatives and friends for help when applying for a credit card, as long as they call back at the bank.
How to apply for a credit card without a fixed telephone number? Don't fill in the fixed telephone number for 1% seconds. Rejection
There is a column of fixed telephone number in the credit card application form that is required. If you don't fill in it, or this fixed telephone number is shut down or nobody answers when the bank pays a return visit, your credit card application will be rejected very likely, or even rejected by the bank. What should I do if I apply for a credit card without a fixed telephone?
first, the importance of a fixed telephone for applying for a credit card
what should I do if I don't have a fixed telephone for a credit card? Why do banks require a fixed telephone number? It may be that the bank is afraid that if customers don't pay back their overdrafts in the future, they can't find anyone by calling for collection. At present, many people keep changing their mobile phones or turning off their phones. If they are called by then, they can't even make a phone call, and banks can't make bad debts, so leaving a fixed phone number can make banks feel at ease.
in addition, there is a traditional requirement for applying for a credit card: what if there is a stable work unit and there is no fixed telephone for applying for a credit card? It is best to leave the company's landline number, which can reflect the stability of your work and income from the side. So if you don't have a company phone number, it's easy to be rejected when applying for a credit card.
Second, what should I do if I don't have a fixed telephone number when applying for a credit card?
The fixed telephone number in the credit card application form is for the bank to pay a telephone call back to the applicant in the future; Second, in the future, if the cardholder fails to repay in time or even has malicious arrears, he hopes to find someone by fixed telephone. What if I don't have a landline when applying for a credit card?
1. Choose to fill in the fixed telephone number of relatives and friends;
2. install a fixed line and then transfer it to your mobile phone;
3. Fill in the company fixed telephone number.
what if I don't have a fixed telephone number to apply for a credit card? You must learn to borrow money from others. If you don't fill in a fixed-line credit card, you may be rejected by the bank for 1% seconds. If you want to apply for a card successfully, try to find a fixed telephone to fill it in.
Do you need a landline to apply for a credit card? How to solve the problem without a landline
Now everyone has a mobile phone, but the traditional landline is hard to see in ordinary families. You need to fill in a landline to apply for a credit card. What if there is no landline? Can't I apply for a credit card without a landline?
when you fill in the credit card application materials, if you don't fill in the landline number, the chances of the bank issuing the card will be much smaller. You must have a landline to get a credit card, because the bank uses this to ensure the stability of your life and work. When reviewing your card qualification, the general bank will pay a return visit to the fixed telephone number you filled in to make sure that the information you provide is accurate.
how to handle a credit card without a landline?
1. Fill in the company's fixed telephone number
Generally, it is best to fill in the company's fixed telephone number. As long as the bank checks your basic information and work and income information through the fixed telephone, basically the credit card can be approved.
2. Fill in the landline numbers of relatives and friends.
Friends who don't have a job can borrow money from relatives and friends when applying for a credit card. The chosen person is best reliable and can help you pay a return visit through the bank phone smoothly.
In principle, you must have a landline to apply for a credit card. Banks generally don't call you often. You can safely fill in the landline number, so that the pass rate of your card will be higher.
to apply for a credit card, you need a company landline phone. What should I do if I don't?
there is no company landline phone for handling credit cards. If you are still using a landline phone at home, you can also fill in your home landline number. If you are not using a landline at home, you can also fill in the phone number of your familiar relatives and friends.
filling in the fixed telephone number for a credit card can facilitate the bank's review and return visit. It can be said that filling in the fixed telephone number may not be able to successfully get off the card, but if it is not filled in, it can be said that it is very likely that the review will not pass. So those friends who don't have a landline in the company but want to apply for a card can fill in the landline number of their home or relatives and friends' home.
Extended information:
Necessity of filling in a fixed telephone number for a credit card:
The bank requires that a fixed telephone number must be filled in when applying for a credit card, in order to ensure the stability of the applicant's life and work. If the company does not have a fixed telephone number, the bank will think that your work is not very stable during the audit, which may affect your personal comprehensive score, leading to the failure of the approval or the low credit limit after the audit.
moreover, filling in the fixed telephone number is also convenient for the bank to pay a return visit to the credit card during the credit card review. If you don't fill it in, the card rate will be greatly reduced.
Let's stop here for the introduction of how to apply for a credit card without a fixed telephone.