The China Merchants Bank card code cffzqb9 is because the card has been empty for a long time and cannot be installmentd. Just deposit some funds.

The credit card is empty and cannot be installed in installments because a certain installment fee is required. There is a handling fee for the limit, so cardholders need to ensure that there is a certain limit in the credit card. If there is a certain limit in the credit card, the cardholder only needs to apply to the bank for installment repayment after the statement date. There are many types of installment options now, mainly including cash installment and free installment. Among them, cash installment is mainly the installment applied for for the withdrawal amount, and free installment is the installment of the bill.

A long-term empty credit card means that the user uses less than 10% of the credit limit of the credit card or uses it up every month. A long-term empty card is not conducive to credit card limit increase, and may lead to risk control of the credit card. Users should avoid the situation of empty credit cards. When using credit cards, they should pay attention to retaining about 20% of the credit limit.

As for the occasional empty card, there is no harm. Only long-term empty cards will make banks feel risky and strictly monitor users' card usage.

In general, if you use the card all the time, there is no bad credit card swiping behavior. You don’t have to worry about repaying your credit card in installments. The installment application can be approved. If you usually use your card well and make diversified purchases, you can just continue to maintain good card usage habits in the future.

The code of China Merchants Bank is CMBCCNBS. CMBCCNBS is the SWIFT CODE of China Merchants Bank. If consumers have financial transactions with overseas people or institutions, they can fill in the SWIFT CODE of China Merchants Bank Head Office, which is CMBCCNBS. If the remittance page requires filling in the SWIFT CODE of the China Merchants Bank branch, the specific SWIFT CODE is as follows.

SWIFT CODE of China Merchants Bank Hefei Branch: CMBCCNBS441.

SWIFT CODE of China Merchants Bank Beijing Branch: CMBCCNBS201.

SWIFT CODE of China Merchants Bank Chongqing Branch: CMBCCNBS245.

SWIFT CODE of China Merchants Bank Fuzhou Branch: CMBCCNBS382.

SWIFT CODE of China Merchants Bank Xiamen Branch: CMBCCNBS471.

SWIFT CODE of China Merchants Bank Quanzhou Branch: CMBCCNBS470.

SWIFT CODE of China Merchants Bank Lanzhou Branch: CMBCCNBS161.

SWIFT CODE of China Merchants Bank Guangzhou Branch: CMBCCNBS131.

There are many specific SWIFT CODEs of China Merchants Bank. Consumers can directly consult the local staff of China Merchants Bank, or check the specific SWIFT CODEs of China Merchants Bank through the SWIFT CODE query website. When consumers accept overseas remittances, they can directly use the address of China Merchants Bank's head office to receive it, or they can use other methods to receive it, depending on their preferences.