If your Minsheng Bank credit card is overdue for 3 days, go to the credit bureau.

The Minsheng Bank Credit Card Center provides cardholders with a time-limited repayment service of 3 days. That is, if the repayment reaches the account before 17:00 on the third day after the last payment date, it will be deemed as on-time repayment.

If you fail to repay the minimum payment amount of the previous bill within the due payment date (including the 3-day grace period), liquidated damages and interest will be charged, and the cardholder's personal credit will be affected.

On-time repayment: Also known as grace period, it means that the bank provides you with a certain period of repayment grace period service. If you repay within the grace period, it should be regarded as your repayment on time. There is no need to apply for timely repayment, and it will be automatically extended. If the repayment is received within the repayment grace period, it will be deemed to have been repaid on time, and no overdue record will be generated.