If you often shop online, or don't shop in physical stores at all, then I suggest you apply for a Taobao credit card from Zhang Zhongxin Bank.
CITIC Bank's Taobao credit card generates points when buying things in Taobao.
Many people say that credit card points are useless, but after all, it is the benefit that the bank gives to our cardholders, so I suggest you get a card with points and make good use of it.