There are two main ways to cancel the credit card of Minsheng Bank. Here are the detailed steps:

First, you can cancel the credit card by calling the customer service hotline of Minsheng Bank at 4-669-5568. After answering, enter your card number and other information as prompted, and make sure that the account balance is zero and the card is in hand to ensure safe operation. If the account is in arrears, you need to pay it off before closing the account.

Secondly, if you accidentally lose your credit card, you must go to the bank counter to cancel it. At this time, you need to bring your valid ID card to the bank outlet and fill out the cancellation application form. In the case of credit card loss, it is suggested to report the loss first to protect personal information. The cardholder will no longer be responsible for the losses caused by the loss, but the losses incurred before this will still be borne.

in the process of cancellation, one thing needs special attention: card cancellation and account cancellation are not the same concept. Cancelling a credit card means that all cards under the account will be cancelled. Before writing off, make sure to settle all debts. If there is a small deposit in the account, you may need to confirm with the staff whether it needs to be cleared. After completing the application, you need to wait for 45 days to clear the account, and then confirm the cancellation status again after 46 days to ensure the thoroughness of the operation.

finally, after successful cancellation, in order to protect personal privacy and prevent the card from being used maliciously, it is necessary to cut the magnetic stripe of the old card and hand it over to the bank counter for crushing, and do not throw it away at will.