If a credit card overdraft is put on file, a person who has been in arrears for a long time will be chased by the Internet, and will be arrested directly when he checks his identity card in the public security department and applies for a new second-generation identity card. Whether there is any danger depends on whether the public security organ has filed a criminal case for credit card arrears and listed it as online pursuit. If it has been pursued online, it will always be caught.

Suspected of credit card fraud, which affects the re-processing of credit business, the credit record will not be paid back with the cardholder for life, and the case cannot be sold. The case is filed by the public security organ and is likely to be listed as a fugitive by the police.

Extended information

Article 196 of the Criminal Law of the People's Republic of China stipulates that whoever commits credit card fraud in any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan;

if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated < P > Several Issues Concerning the Specific Application of Law in the Trial of Fraud Cases by CBRC-the Supreme People's Court.