How many credit cards can one ID card apply for at the same bank?

This bank has no clear restrictions. Many times, card friends show multiple credit cards from the same bank. But if there are too many, it will be difficult to get approved if you apply again.

However, the credit card limit under one ID card in a bank is exclusive, that is to say, there are two cards, one with a limit of 2W, and the other with a limit of 1W. If the 1W card is used up, the other card will be You can only use 1W. If the 2W card is used up, the 1W card will have no limit. How many credit cards can be applied for at the same bank with the same ID card?

If it is China Merchants Bank, there is no limit. If you apply for multiple credit cards in our bank, only one limit will be used (except for platinum cards). Can I apply for several credit cards at the same bank with one ID card?

There is no limit on the number of cards applied for for China Merchants Bank credit card. All credit cards (including supplementary cards) under the principal cardholder’s personal card name enjoy the same *** The limit is fixed and will not add up if you apply for multiple credit cards. Can I apply for multiple credit cards at the same bank with the same ID card?

You can apply for multiple credit cards, but the limit for multiple credit cards issued by the same bank is exclusive.

1. Credit card application information:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a photocopy of the front and back is required), military personnel need to provide a military ID card Photocopy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), Or a photocopy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding vouchers, or houses, cars, deposits and Documents proving investment market value (such as real estate certificate/car driving license/photocopy of bank time deposit certificate) and other information that can prove your financial level.

4. Other files available for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc. Can one ID card be used for multiple credit cards at the same bank?

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Newbies should pay special attention to the following points when using credit cards:

(1) If the card issuer provides a special discount for the first year to attract consumers to apply for a credit card special attention must be paid. The offers in these promotions are usually short-term. Don’t be fooled by the moment. When choosing a credit card, you still have to give priority to long-term benefits.

(2) Avoid applying for more cards than you can afford. Evaluate your spending habits, needs, and financial situation before deciding which credit cards to choose.

(3) You must sign the new card immediately when you receive it, and cut the old card into pieces to avoid unauthorized use.

(4) You must keep your credit card safe and report the loss immediately if it is lost.

(5) Regardless of credit card or debit card, you must maintain a good credit record.

(6) Cash advance is convenient, but the price is high.

(7) Using loop credit can help you manage your finances, but please note: loop credit is a type of credit loan that allows you to pay off all your consumption at once within the payment period. A portion of the amount is paid before each payment period, but interest must be paid additionally to recycle the credit.

(8) Prevent credit card fraud.

(9) When changing your address or contact number, please notify the card issuer immediately.

(10) You do not need to pay extra handling fees when you use your card to make purchases at special stores.

(11) If you are called by a collection agency because you have not paid, you are responsible for paying off the debt immediately. In serious cases, you will bear legal liability.

Can one ID card be used to apply for two credit cards at the same bank?

One ID card can be used to apply for multiple bank cards at the same bank. Many banks’ bank cards use one account. Therefore, your quota is exclusive. Can I apply for two credit cards at the same bank with the same ID card?

When applying for a China Merchants Bank credit card, our bank currently has no limit on the number of credit cards. If there are too many cards, it is not ruled out that the risk department will intervene and the application cannot be issued. Can one ID card be used to apply for several credit cards from the same bank?

Yes, you can consult the bank for details

Credit card application conditions:

It takes years to apply for a credit card You can apply for a credit card if you are over 18 years old and have a stable income or other financial proof.

Conditions for applying for a credit card:

Be at least 18 years old;

Your second-generation ID card is required;

Have a job certificate and Proof of income stamped with the financial seal of the unit;

No bad credit record;

Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.

Credit card application process:

Fill in the application form;

Provide personal information to the bank, and photocopies of the information;

Send by the bank To the credit card center;

The credit card center will conduct audit, card printing, and card issuance;

After I get the card, I will open the card and wait for the password letter. How many credit cards can I apply for with one ID card from the same bank?

As long as you are willing and the bank agrees, you can apply for N.

The meaning of limit sharing refers to the overdraft limit sharing of credit cards processed under the same name at the same bank. For example, if you have a credit card with a limit of 10,000 yuan, and then you apply for a second credit card at the same store, or apply for a third credit card, then no matter which of the three cards you use, the total amount of the three cards in use will be The total overdraft limit cannot exceed 10,000 yuan, that is, one limit can be shared together. Ask Industrial Bank. How many credit cards can be applied for with one ID card?

You can apply for multiple ID cards, but the limit is exclusive. For example, if the limit is 10,000 yuan, no matter how many cards add up, the limit is only 10,000 yuan.