I. Cash withdrawal by credit card:
1. Credit card overdraft withdrawal:
A handling fee: it depends on the regulations of each bank. For example, CCB credit cards charge 0.5% of the cash withdrawal amount, ranging from the lowest 2 yuan to the highest 100 yuan. The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction;
B interest: calculated at the daily interest rate of five ten thousandths.
2. Cash withdrawal from credit card overpayment: Some banks need to charge, while others don't.
If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.