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How to tell whether the card of China Agricultural Bank is a savings card or a credit card?

The cards of China Agricultural Bank are mainly divided into savings cards and credit cards. Savings cards, also known as debit cards, are characterized by the fact that the card number usually consists of 19 digits, starting with 95599 or 622848, with green as the main color, and some 13VIP cards may have different colors. This kind of card does not have overdraft function, and it needs to be settled within the deposit range after consumption.

unlike savings cards, credit cards usually have 16 digits. The name pinyin of the cardholder will be printed on the lower left of the front of the credit card, and there will be Arabic numerals next to the signature column on the back. If this information is missing, it may be a quasi-credit card, which allows overdraft after a certain amount is deposited in advance. Agricultural Bank of China Credit Card is a kind of credit card. Cardholders can spend within the credit limit, but they need to make repayment on the billing date.

Agricultural Bank of China, as one of the five largest banks in China, has a long history and strong financial strength, and is one of the top financial institutions in the world. Whether it is a debit card or a credit card, it reflects the convenient financial services provided by ABC to customers. Debit cards pay attention to the real-time settlement of deposits and consumption, while credit cards provide flexibility in consumer credit.