No need to leave money. The MasterCard held by the cardholder is MasterCard, and there is no need to deposit money in the card. A credit card is a bank card that pays money after spending it first. Cardholders can overdraw and deposit money into MasterCard, which will not only generate interest, but also require a certain handling fee. MasterCard was founded in 1966, and its global headquarters is located in new york in the eastern United States.