The credit card entry means that the payment has been made by swiping the card, and the merchant has initiated payment to the bank, but the transaction has not yet been approved by the bank system.

The details to be recorded refer to your consumption transactions today or yesterday, but the transactions that have not yet reached the billing date are called unbilled transactions, which means transactions that have not yet been billed or are about to be billed. .

The reason for pending accounting: The banking system needs to count transactions every day, then enter the next system, and then perform a series of financial calculations.

1. Credit card consumption is consumed first and then settled and then recorded in the account. The consumption details of the credit card are not recorded in the account at the time of consumption.

2. Deposit inquiry method: Credit card limit information through the official website: You can query the user's available credit limit, available cash withdrawal limit and other information through the official credit card website. Balance and bill information: You can check the user's transaction details of issued bills, unissued bills, and pending transactions through the official credit card website.

1. Online banking entry

(1) Limit information: You can check the user's credit limit, available credit limit, available cash withdrawal limit, available Haoxiang loan limit, etc. through online banking Related information;

(2) Balance and bill information: Users can check the current accounted balance, transaction details that have not been billed so far, and transaction details that have been billed in the last 12 periods through online banking.

Mobile Banking

(1) Limit information: You can query the user’s credit limit, available credit limit, available cash withdrawal limit, available Haoxiangdai limit and other related information through mobile banking;< /p>

(2) Balance and bill information: Users can use mobile banking to check the current account balance, the transaction details of unbilled transactions that have been accounted so far, and the transaction details of the last two periods of bills.

Telephone Banking

(1) Limit information: You can check the user’s available credit limit, available Haoxiangdai limit and other related information through telephone banking;

( 2) Balance and bill information: Users can check the currently credited balance, transaction details of unbilled transactions that have been credited so far, transaction details of the day, and transaction details of the last two periods of bills issued through telephone banking.