The Bank of Communications credit card I applied for has a limit of 5,000, but when it was sent over, the limit was only 3,000.
The Bank of Communications credit card I applied for had a limit of 5,000, but when it was sent over, the limit was only 3,000. This is because the proof of financial resources and income are not enough to apply for a credit card with a limit of 5,000.
The credit card limit, also known as the available credit card limit, refers to the maximum amount that can be used by the credit card you hold. It includes the credit limit (that is, the maximum overdraft limit of the credit card) and the amount deposited into the credit card.
The limit of any credit card depends on the effective income and asset security value provided by the individual during the application process.
The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained.
Therefore, applicants must provide proof of income and statement of asset security.
Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds. The limit of the Bank of Communications credit card I applied for was 50,000. Why was the credit card sent only 2,000?
No way, 5W is the limit capped by Bank of Communications. There are not many people in a city who can approve this amount.
At the end of the year, all major banks have tight credit balances. In order to complete the issuance of cards, they have to control the credit limit. Unlike last year, my Bank of Communications credit card was approved for RMB 12,000 and I have been using it for 4 months. The limit is 2,000 yuan. When can I raise the limit?
Frequently swipe your card for shopping and repay according to the time limit. The bank will adjust it according to your Your credit limit will be raised. If you need to temporarily increase your credit limit, you can call the service hotline to apply, and you will usually get a reply within four to five working days. The limit of the Bank of Communications credit card I just applied for is only 2,000. I haven’t received the card yet. How can I increase the limit?
It is not possible to increase the limit yet. After three months of use, you can call to apply for an increase in the limit. The Bank of Communications credit card limit is 5,000, why can you only use more than 3,000?
The credit card limit refers to consumption by swiping the card. The cash withdrawal is between 50% and 60% of the limit. The Bank of Communications credit card limit is 60%, so it is 5,000* 0.6 = 3000 yuan. My Bank of Communications credit card limit is 5K, why does the one with China Merchants Bank only have 4K?
Each bank will have its own rating and scoring standards, which are generally similar. For example, they will all approve your card, but the details will be different. There is a difference, so the limit is different. This is normal. I personally applied for a credit card limit of 12,000 from China Merchants Bank, but after three months, my application from Bank of Communications was only approved for 8,000. Personally, I suggest that if you apply for a credit limit increase with China Merchants Bank, it is relatively easy to make a credit limit increase. You can pay at least 30% to 40% of the current credit limit every month. After three months, you can call and manually apply for a credit limit increase. Generally, it will be approved. Since the Bank of Communications has cooperated with HSBC to issue cards, it has a higher self-esteem and it is difficult to increase the limit. Will the limit of the Ping An Credit Card I applied for with a Bank of Communications credit card limit of 3w6k be higher?
I can only say that the limit will not be low!
Even if it’s not flat, it won’t be much lower! The premise is: Ping An can apply for a card with a card, and your credit is good! I have a transportation credit card with a limit of 3,000. Why does the card only have an available balance of 1,500 when I check it?
When you check on the ATM machine, you only find the cash withdrawal limit of 1,500. The other 1,500 can be used for card consumption, but cannot withdraw cash. . Why is the limit of the Bank of Communications standard credit card I applied for only 2,000, while the youth card applied for by my colleague has a limit of 10,000?
You two have different educational backgrounds. He has a college degree or undergraduate degree, and you have a high school degree or below.
The 2,000 quota is a regular quota approved by Bank of Communications. . Private or individual people, or company employees who have not purchased social insurance, such as high school students and below, are easily shot,,, it’s useless anyway! 2000 is fine for occasional small purchases in the supermarket. Why did the Agricultural Bank of China credit card application only have a credit limit of 7,000 when I applied for 30,000?
I’m confused. You applied for 30,000, and the bank has to approve it. To put it simply, the information you provided cannot reach 30,000. Requirements, so I will grant you a quota of 7,000! Hope to adopt!