The first reason why credit card swiping is unsuccessful is that the amount is not enough. Before you go out to swipe your card, you should check the available credit card amount, so that you can be prepared. Pay attention to the official WeChat of bank credit card or call customer service of credit card. The second reason may be merchant restrictions. The credit card limit is obviously enough, but it indicates that it exceeds the daily consumption limit/the number of transactions on the day. According to the requirements of the regulatory authorities, credit cards are not allowed to be used in non-consumption areas, and the safe has also clearly stipulated the trading limits of certain types of overseas merchants. Therefore, in order to ensure the safety and compliance of cardholders' card use, banks will limit the transaction amount and transaction times according to different merchant types. In addition, some online merchants have a single or daily cumulative limit of 1 000 yuan, subject to the announcement of the merchants. If the payment is not made for a long time, the card may be locked due to fraud risks and other reasons; The magnetic stripe card may be demagnetized when put together with electronic products such as mobile phones, and similar situations may make the card status abnormal, leading to transaction failure.

Cardholders should repay on time, even if they can't repay in full, they should also pay the minimum repayment amount.

Take care of your credit card and card information; Avoid putting credit cards with sharp objects and electronic products. Cardholders can consider applying for IC chip credit cards.