Should I pay off the loan to buy a house and credit card?

hello, there is no such thing. There is no bank regulation that you must pay off the credit card debt before you apply for a mortgage.

However, when calculating the loan approval limit, some banks will calculate the credit card arrears as liabilities, so that the loan limit will be reduced. Therefore, if the amount of credit card debt is large, it is best to pay the credit card first and then apply for a mortgage.

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I applied for the Pufa Universal Fund and issued a youth card, but the card was not activated and the Universal Fund was not used. Can I reapply for other credit cards of Pudong Development Bank?