1. Requirements for applicants. Applicants must be over 18 years old, have full capacity for civil conduct, have a stable and legal job and a stable source of income, have no bad credit record, and have a good personal credit report.

2. Condition requirements for vehicles. As a car owner credit card, the applicant needs to have a car in his name with a displacement of 1.0 liters or above, 7 seats or less, and an age of no more than 8 years (including cars registered in other places).

3. Requirements for the applicant’s financial ability.