The standard annual fee for CITIC i Platinum Credit Card is 480 yuan, but there is a first-year discount, that is, new users can enjoy no annual fee in the first month of activation. CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and is a national commercial bank in China, headquartered in Beijing. This credit card provides a number of high-quality services, aiming to bring convenience and benefits to cardholders.

First of all, in terms of security, the 24-hour "SMS Service" ensures that you have a worry-free experience. Regardless of application, billing, repayment or transaction, you will be notified in time via SMS, making the consumption process safe and comprehensive.

Secondly, credit card rewards are rich. Credit card points can be redeemed for points benefits, including rewards, gifts, and flight privileges. Especially for platinum card users, points are doubled, and there are additional points rewards in the month of birthday.

In terms of consumption experience, CITIC i Platinum Card provides an interest-free repayment period of up to 50 days, allowing you to enjoy consumption without worrying about repayment pressure. In addition, no matter at home or abroad, you can easily borrow cash at any ATM machine with the UnionPay, VISA or MasterCard logo.

The application process is also very simple. There is no need to provide a guarantor or deposit, which simplifies the application process. There are various repayment methods, including automatic transfer, online banking, over the counter, etc., making repayment easy and effortless.

In general, CITIC i Platinum Credit Card not only has a reasonable annual fee, but also comes with a series of high-quality services, providing cardholders with a full range of financial protection and consumption convenience. For more detailed information, you can directly visit the i Platinum Credit Card application page on CITIC’s official website.