When approving, the bank will not only refer to your income, but also refer to the nature of the landlord's work (private, state-owned enterprises, high-risk industries, such as KTV, etc.). ), social security, provident fund, individual tax, personal assets (real estate, automobile products, CCB time deposit certificates, etc. ), credit (whether overdue, whether holding multiple bank credit cards at the same time, debt ratio, etc. ), education and other aspects to verify the quota.