The credit limit of CITIC JD Xiaobai Kapu Card is generally between 3,000 and 10,000 yuan; the credit limit of JD Everbright Xiaobai Kapu Card is generally between 0 and 100 million yuan; ICBC JD Xiaobai Kapu Card has a credit limit of between 0 and 100 million yuan; The limit of the white card, gold card, etc. is between 10,000-50,000 yuan, etc. The JD Little White Card is a credit card jointly cooperated by JD Finance and a series of banks. The limits of the JD Little White Card are different in different banks.
CITIC Xiaobai Card is a joint credit card launched by JD Finance and CITIC Bank. User data on JD.com is also an important reference. This card allows young people who are unable to apply for a credit card to accumulate credit through online consumption and JD.com IOUs, and use these consumption data to apply for this credit card.
The first application limit for Jingdong Xiaobai Card depends on the card application conditions and the bank that applies for the card. The bank will make a comprehensive assessment based on the information submitted by the applicant, as well as personal financial strength and credit information. If you want to apply for a high-limit credit card, you must not only ensure the completeness and authenticity of the materials when submitting the application materials, but also have additional Proof of financial resources, such as proof of real estate, owned vehicles, large deposits, etc.
Notes:
1. After using the card for half a year, cardholders can call the CITIC Bank customer service hotline to apply for a limit increase. The bank will make a decision based on your card usage and credit history. Whether to raise the amount.
2. Tips for increasing the limit: Swipe more cards and spend more, and consumption on JD.com will affect the increase in the limit.