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Do I need to apply for a CCB credit card that repays according to the minimum repayment amount?

No application is required for CCB’s minimum repayment. Minimum repayment amount: means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuing bank. The minimum repayment amount is the consumption amount. 10% plus other various payables. The minimum repayment amount is listed on the current bill;

It should be noted that the minimum repayment does not enjoy the interest-free period, and the daily interest is charged at 0.05%. Please consult the relevant staff of China Construction Bank for details.