cardholders (users) have the security obligation to use credit cards. In the process of using credit cards, cardholders must fulfill their own security obligations. Otherwise, the losses caused by the loss or robbery of the credit card shall be borne by the cardholder.

What is the credit card obligation?

Obligation to notify information change

If the customer or guarantor's work changes, he should go to the card issuer or contact the card issuer in time to go through the formalities of information change, including work address, telephone number, ID number and organization name.

Obligation of keeping passwords properly

Please keep my inquiry password and transaction password (i.e. cash advance password and credit card spending password) well. If the loss is caused by improper password keeping or other reasons, the cardholder shall bear the responsibility.

keep the transaction voucher properly

after using the credit card, customers should keep the transaction voucher properly to prevent the information from being stolen by others. Credit card customers should pay attention to checking the statement. If they don't receive the statement in time, they should check with the card issuer in time.

obligation to report the loss

when the credit card is lost, the cardholder shall keep it properly, and report the loss in time if it is lost. This card is only for the cardholder's own use, and if it is lost, the cardholder will be responsible for it.