you will not be detained if your credit card is overdue. However, if the crime of credit card fraud is established, he will be sentenced to fixed-term imprisonment and go directly to prison. Administrative detention refers to the detention of people who violate the administration of public security in the detention center of public security organs, which generally does not exceed fifteen days, and the longest combined punishment does not exceed twenty days. Administrative detention is the most severe administrative punishment. If the punished person refuses to accept the decision on administrative punishment for public security, he may apply for administrative reconsideration or bring an administrative lawsuit according to law. Malicious overdraft refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and still refuses to return it after being urged by the issuing bank.