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What is the credit card limit?

With regard to the credit card limit, the credit line will be different for different card types. Credit cards can generally be divided into three grades: general card, gold card and platinum card: < P > The general credit card is generally below 1,, and most of them are only a few thousand; The amount of gold cards generally ranges from 1 thousand to 5 thousand; The starting amount of a platinum card is usually 5 thousand, and some can reach hundreds of thousands or even hundreds of thousands. The higher-end cards can even have a quota of millions, and the top foreign black cards have no quota limit (the domestic black cards are up to 1 million).

also, it should be noted that the credit rating of customers will also be taken into account in the amount of bank approval. Generally, customers with better credit and higher economic level will have higher credit rating. On the other hand, if the customer's credit is average and the card applied for is also an ordinary card type, it is usually not approved with a high quota.

Of course, the credit card limit is not fixed. Even if the initial limit is not high enough, banks will raise the amount for customers as long as they make good use of the card and accumulate more good credit.