There is no specific time for credit card swiping. As long as the business hours are reasonable, you can swipe your card at any time. For example, it is normal to swipe your card at 7 am. But if you swipe your card in a department store or a large supermarket at 23: 00 at night, it's suspicious because it's over business hours.
In addition, convenience stores and restaurants are generally open 24 hours a day, and users will not trigger the bank's risk control at any time.