First, when returning the car loan, do you directly transfer the money to Cary Bank for automatic deduction?

yes. After the bank handled the car loan and filled out the loan contract, the bank approved the loan. Then you need to pay off the principal and interest within a few years according to the time agreed in the contract. Deposit the mortgage amount in full into the designated account before the monthly repayment date agreed in the contract (generally, the bank will ask you to open a credit card account, which can't be overdrawn, so that it is convenient for you to deposit and it is convenient for him to deduct it automatically). If the payment is delayed, it is necessary to inform the bank in time to deduct it after the payment, otherwise the bank may deduct it in the next period, so the penalty interest will increase. Note that if the payment is delayed, it will be more than usual, so that the bank can deduct it in full, and the bank will not deduct it if it is less.

second, is the mortgage repayment automatically deducted by the bank?

mortgage repayment is basically automatically deducted. Because when people apply for a mortgage in a bank, they usually bind a bank card and sign an automatic deduction agreement with the bank, so that the bank can automatically deduct money from the bound bank card every month for repayment.

Therefore, when people repay their mortgages, they usually just need to return the money to the card before the repayment date. On the day of repayment, the banking system will automatically deduct money from the card.

Extended information:

Precautions for mortgage repayment

1. If the balance in the card is insufficient, the bank will fail to deduct the money automatically on the repayment date, resulting in failure to repay the money. It is necessary to deposit the money into the card as soon as possible, and after depositing the money, it is best to inform the bank so that the bank can deduct the money in time.

2. Some banks may not automatically deduct money after the repayment date, or there may be omissions. Therefore, in order to avoid the situation that the money is returned to the bank without deducting money, which will aggravate the overdue circumstances, it is best to contact the bank after the overdue repayment.

Third, the loan money has arrived in the card, will it be automatically deducted?

By the time you see this reply, your money is estimated to have arrived in the developer's account. The money just goes through your account and goes to the developer. Most of them are directly called to the developer.

Fourth, the loan money has arrived in the card, will it be automatically deducted?

Generally, online loans are bound to bank cards.