Hello, if you need to handle our business, M+ card is a savings card, not a credit card, and the debit card is called "all-in-one card" (that is, a savings card, a bank card without overdraft function). You can open an account with your real name (registered in real-name registration system). It is a multi-deposit, multi-currency and multi-functional card, and it is a personal financial basic account. One card is divided into ordinary card/gold card/sunflower card/diamond card/private bank card. At present, the highest level is the private bank card.

(If you have any other questions, please visit "Online Customer Service" of China Merchants Bank for consultation.

(Website: /cmu/icslogin.aspx? from = B& amp； Logincmu=0), we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank! )