(1) You can download the Guangfa Bank client on your mobile phone, and after binding the credit card, go to "My" → "Common Tools" → "My Installment Payment" and select the credit card in the installment payment and order, click to upload the consumption voucher.
(2) Or go to the official WeChat account of Guangfa Credit Card→Apply for a credit card·Use a credit card→Repay·Micro Business Hall→Instalment inquiry→Select the card according to the interface prompts, click "Next"→Click "Instalment" ” Cash Installment → Click “Voucher Upload”.
(3) Please ensure that the consumption voucher picture has clear words, high resolution, and no traces of modification.
1. Why do we need to provide consumption vouchers?
Some banks will conduct random checks to verify the consumption of a certain amount of funds by users. The review is prohibited from being used for investment and financial management, purchasing houses and cars, and for repayment. Another part of the reason is that bank risk control requires you to provide vouchers, otherwise the bank will force you to settle in advance.
2. What is the form of consumption voucher?
The consumption vouchers required by the bank can be receipts, invoices, online payment screenshots, etc. that can represent that the funds are used for consumption. The merchant will issue this to the user at the same time as the consumption. If consumption is made online and a valid invoice cannot be issued, you can apply for a consumption voucher by remarking the transaction and purpose. If it is a special industry that requires a special guarantor to certify consumption certificates, then you should ask the bank for specific details. Unless the merchant does not issue a receipt or invoice when the user consumes, the user can go to the merchant to issue such a consumption voucher afterwards. As long as the consumption voucher has the consumption amount and date, it is enough. When making daily purchases, try to use the card in a standardized manner and do not violate the rules. If you do not issue a receipt, you can make a replacement, and the POS machine can do it. If you really have difficulties, you can declare that the bank failed to provide advance notice and require users to keep consumption vouchers and invoices for review after using the card to make purchases. Because in this regard, most banks have not fulfilled their obligation to notify in advance.
Even though some banks will provide reminders, they do not indicate how long they need to be retained. In the text message consumption reminders of various banks, there is no requirement to retain consumption vouchers.
Operating environment: Guangfa Bank APP Android version: V4.2.1; Guangfa Bank App Apple version V5.0.0 iPhone 12, ios14, vivos5