Guangfa DIY Credit Card is a credit card product specially designed for young and fashionable white-collar workers. This card product is based on the preferential platform of points. It selects three types of merchants: catering, entertainment, shopping and tourism, provides credit card consumption, enjoys triple points, meets your fast-paced work style, and advocates simple and independent consumption. The following contents are extracted from the Credit Card Center of Guangfa Bank. \x0d\ Triple points for self-selected merchant type \x0d\\x0d\ You can freely choose your favorite merchant type from the following three merchant types and enjoy triple points discount. \x0d\x0d\ catering and entertainment: including catering and entertainment and other businesses \ x0d \ shopping: including department stores, supermarkets, clothing, shoes and hats and other businesses \ x0d \ tourism: including air tickets, hotels, vacations, tourism and other businesses \ x0d \ x0d. If multiple categories are selected, 29 yuan/year will be charged for each category. \x0d\\x0d\ point consumption or free gift exchange \x0d\\x0d\ Your GDB DIY credit card consumption points can be exchanged for point gifts at will, and you can also directly apply for deduction of consumption arrears. Every 10000 points will be credited to 20 yuan, and more points will be deducted. \x0d\\x0d\ Function details: \x0d\\x0d\ 1. At present, the function of "triple points for self-selected merchant types" is limited to the application when the card is opened, and the application, modification or cancellation of the service will not be accepted temporarily after the card is opened. We will make adjustments in the subsequent business development, so please pay attention to our website or SMS notification. \x0d\ x0d \ \ x0d \ 2。 The merchant types of "triple points of self-selected merchant types" are as follows: (The number in brackets is the merchant category code, that is MCC) The catering and entertainment categories include dining places and restaurants (58 12), fast food restaurants (58 14) and \ x0d \ Drinking places (bars, pubs, nightclubs, cocktail halls, discos) (58 13), dance halls (79 1 1), large-scale shopping categories include large-scale warehouse supermarkets (54 1 1) and large-scale shopping. Travel includes accommodation services (hotels, hotels, motels, resorts, etc.). ) (70 1 1), sports and entertainment campsite (7032) and railway \x0d\ Passenger transport (4 1 12), airline (45 1 1), travel agency (4722), airport service (4582), ship and cruise service (44 1 1) Every 10000 points can be used to deduct 20 yuan, and the preferential points applied for each time must be an integer multiple of 10000 points, and the deduction amount cannot exceed the accumulated arrears of DIY card on the same day. \x0d\\x0d\ 4。 GDB DIY credit card gold card can enjoy multiple points with a maximum monthly consumption of 200,000 yuan; Puka can enjoy multiple points with a maximum monthly consumption of 6.5438 million. \x0d\\x0d\ 5。 If you encounter delay or risk in a settlement month, all transactions in that settlement month will not get multiple points. \x0d\\x0d\ 6。 GDB DIY credit card free merchant type gift points will be given in the next month of the transaction. \x0d\\x0d\ 7。 If your GDB DIY credit card is an IC chip card, it supports credit card transactions and electronic cash transactions. The balance of the electronic cash account is initially 0, which can be recharged through the credit card account of this card. If you use Guangfa DIY card to make electronic cash flash payment, the transaction is not counted and you don't enjoy multiple points. \x0d\\x0d\ 8。 If your GDB DIY credit card is an IC chip card, you can support electronic cash transactions in merchants with (UnionPay) or (Flash Payment) logo, and you can complete it by inserting the card or deducting money. \x0d\\x0d\ 9。 If the credit card is lost, you can call our customer service hotline 95508 to report the loss, and the electronic cash account cannot report the loss. \x0d\\x0d\ \x0d\ 10。 If your Guangfa DIY credit card is an IC chip card, you need to transfer the electronic cash balance of the old card to the new card at the counter when updating or replacing it, and the old card will be recycled and destroyed by our bank. The bank will transfer the balance of the electronic cash account to the new credit card account within 30 \x0d\ natural days after acceptance, and the transfer amount shall be subject to the amount recorded in the banking system. If it is not returned, the electronic cash balance of the old card can continue to be used until the card expires, during which it is not allowed to be deposited. \ x0d \ x0d \ 1 1。 If your GDB DIY credit card is an IC chip card, the cancellation of its electronic cash account must be handled at our outlets, and the card will be recycled and destroyed by our bank. \ x0d \ x0d \ 12。 Within the scope permitted by law, Guangfa Bank can adjust this product and detailed rules of activities according to national laws and regulations and actual conditions.