What is jcb card?
JCB card is a practical international credit card in the world. It is a credit card jointly launched by Japan's Sanwa Bank, Nippon Shinto Bank, Mitsui Banking Corporation, Kyoto Bank, and Kongo Bank in 1961. As of 2013, the credit card has been sold and circulated in 190 countries and regions around the world.
The Japan Credit Bureau (JCB) is one of the international credit card organizations. It is a credit card institution established in 1961 for Japan Sanwa Bank, Japan Shinmai Bank, Mitsui Banking Corporation, Kyowa Bank, Daiwa Bank and other companies. JCB has approximately 130 million users at home and abroad. JCB issues Japanese yen as the settlement currency in most cooperative banks, that is, the dual-currency credit card issued by JCB in cooperation with a Chinese bank is RMB and Japanese yen. Then the cardholder swipes the card to Japan for consumption or settlement, that is, to pay directly from the credit card's Japanese yen account. After returning home, he only needs to convert RMB into Japanese yen through the card-issuing bank for repayment, and there is no longer any exchange difference loss in currency exchange.
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1. Since 1981, JCB has established JCB International Credit Card Company, with the goal of creating a global JCB credit card. As an international credit card brand, JCB has begun to expand its overseas business. JCB has always insisted on the expansion of JCB cards and popularized high-quality, high-value-added services that can meet the needs of all members around the world. JCB actively promotes the issuance of JCB cards around the world. JCB cards have been issued in 16 countries and regions, and the number of members has reached 77.46 million. JCB cooperates with more than 350 financial institutions around the world, has 20 branches and agencies overseas, and can be easily used in 190 countries and regions around the world. The cooperative bank JCB pays special attention to countries and regions such as China and South Korea. Because it is closely related to Japan's economy and geography, the development prospects of the credit card market are also very promising. In China, nine banks have issued JCB credit cards, including Bank of China, Bank of Shanghai, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank and Industrial and Commercial Bank of China.
2. The number of cardholders has exceeded 5 million. Service functions In order to strengthen the global membership network, JCB will accelerate its credit card issuance business in countries around the world and provide JCB's high-quality services to more consumers in other countries. After establishing a strong network of authorized merchants in Japan, in 1981, JCB, as the first credit card brand outside the U.S. system, began to expand the business of authorized merchants overseas. Since then, JCB has been committed to expanding its network of special merchants and establishing stable infrastructure covering various business fields. As of March 2012, JCB has approximately 22.25 million authorized merchants, covering 190 countries and regions around the world. In Japan, JCB is actively promoting the field of credit card settlement, which has not yet become popular.
3. The "no signature system" developed by JCB has been applied to Tokyo Disneyland. JCB members do not require a signature when purchasing with their card. This system has been applied in many fields. With this system, you can easily settle with your JCB credit card even when shopping in a crowded supermarket or passing through a highway toll booth. In addition, JCB card's signature free payment system is also widely used in other service industries, including public transportation, transportation, etc.
What is jcb
jcb is the abbreviation of Japan Credit Bureau, which means "Japan Credit Bureau" in Chinese. It is a global card issuing organization, and jcb card is the credit card issued by this organization. Now jcb has cooperated with more than 350 major banks and financial institutions around the world and can be easily used in 190 countries and regions around the world.
Domestic banks have also cooperated with jcb. At the same time, users can go directly to the bank to apply for a jcb card. Certain conditions need to be met when applying. It should be noted that different users receive different credit lines. It will be inconvenient to use domestically, but it is better to use it abroad.
After the user uses the jcb card to make a purchase, the user can repay it directly in RMB. The bank will automatically convert it into the currency that needs to be returned according to the exchange rate. However, the bank may charge a certain fee during the conversion. This kind of repayment This method avoids the cardholder having to exchange currency to pay back the outstanding amount, which is very convenient.
After using a credit card, you must repay it on time. Overdue repayment is not allowed, because penalty interest will accrue after overdue repayment. The longer the time, the more the penalty interest will be. Moreover, overdue records will also be uploaded to the credit reporting center. If personal credit becomes bad, it will affect subsequent processing of various loans, such as car loans or housing loans.
What is a jcb credit card (credit card)?
jcb credit card (credit card) is an international credit card (credit card). The full English name is: JapanCreditBureau. It can be called Japan Credit Card or Japan Credit Card. It is a universal international credit card (loan card) in the world. JCB credit card (debit card) is a combination of Japan Sanwa Bank, Nippon Credit Card Bank, Mitsui Banking Corporation, Kyowa Bank, and Daiwa Bank. Now JCB credit card (debit card) has been issued and circulated in 190 countries and regions around the world.
What are the benefits of jcb credit card (credit card):
JCB is a bank card organization in Japan. It is generally more convenient to use jcb credit card (credit card) in Japan, and many stores will There are corresponding discounts.
So it is still very beneficial for children who often go to Japan~~
What is JCB credit card?
JCB card originates from the world of Japan General International Credit Card was jointly established in 1961 by Japan's Sanwa Bank, Nippon Shinto Bank, Mitsui Banking Corporation, Kyowa Bank, Daiwa Bank and other companies. It has now become one of the world's five largest credit card organizations.
JCB credit cards are mainly convenient for cardholders to use and consume in Japan. They are mainly settled in Japanese yen. Of course, some are settled in U.S. dollars, such as China Merchants Bank Chibi Maruko-chan JCB Credit Card. JCB's international strategy mainly targets Japanese industrialists and women working and living abroad. In order to establish its international status, JCB also implements priority service plans for merchants in Japan, the United States, Europe, and China.
JCB cooperates with more than 350 major banks and financial institutions around the world and can be easily used in 190 countries and regions around the world. JCB cards are issued in 16 countries and regions and have more than approximately 84 million cardholders. It has more than 8 million cardholders in China.
What does it mean when jcb is displayed on the face of a credit card?
1. JCB is an international card organization. The JCB logo on the card indicates that the card can use the JCB route for overseas consumption.
2. The exchange rate for credit card consumption is provided by the card organization, and shall be subject to the exchange rate of the card organization on the day of consumption: through the China UnionPay channel: domestic and overseas consumption by credit card shall be settled in RMB, and shall be based on the exchange rate of China UnionPay on the transaction day. The listed exchange rate shall prevail. Use the channels of international card organizations (VISA, MasterCad, JCB): Domestic and overseas consumption by credit card will be settled in US dollars, and the exchange rate of the international card organization on the transaction day shall prevail.
3. Go through the channels of international card organizations. There is no currency conversion fee for overseas U.S. dollar transactions. Overseas non-U.S. dollar transactions (Euros, British pounds) will be charged a currency conversion fee of 1.5% of the transaction amount (for: collection of cross-border procedures) Fee, 1.5 of the transaction amount).
CreditCard is a non-cash transaction payment method. It is a small credit payment tool provided by banks to users for consumption first and repayment later. The earliest credit card appeared at the end of the 19th century.
Credit cards are divided into two types: credit cards and quasi-credit cards. They provide settlement services, facilitate shopping and consumption, and enhance a sense of security; simplify payment procedures and save social labor; promote product sales and social needs, etc. Features.
A credit card is a special card issued by a bank or other financial institution to those with good credit status. It is used for shopping and consumption at designated merchants, or for depositing and withdrawing cash at designated banking institutions. Credit voucher.
What does JCB in the lower right corner of Minsheng Credit Card mean?
JCB is the abbreviation of JAPANCREDITBUREAU in English, which means Japanese Credit Bureau.
The word JCB on the credit card means that it is a multi-currency credit card product issued by JCB in cooperation with Chinese banks.
JCB card is a universal international credit card. It is a credit card jointly issued by Japan's Sanwa Bank, Nippon Shinto Bank, Mitsui Bank, Kyowa Bank, and Daiwa Bank in 1961. As of 2013, the credit card has been issued and circulated in 190 countries and regions around the world. It is one of the top five international credit card brands and the only international credit card brand originating from Asia.
Extended information
Five major international credit card brands
1. VISA
As one of the most famous payment brands in the world, Visa Global The electronic payment network - VisaNet - is the world's most comprehensive, powerful and advanced consumer payment processing system. Currently, there are more than 20 million authorized merchants around the world that accept Visa cards, and there are more than 840,000 ATMs around the world.
2. MasterCard
MasterCard International is a non-profit association that includes financial institutions around the world. Its members include commercial banks, savings and loan associations, and credit unions. VISA and MASTERCARD are the two major credit card organizations in the world. Their convenience and scope of application are similar. Cardholders can choose freely. Generally speaking, Visa is more commonly used in the United States, while Master is more commonly used in Europe.
3. American Express Card
When American Express Card opened, more than 17,000 merchants signed up to join the network, especially the 150,000 cardholders and 4,500 American Hotel Alliance cardholders. The addition of member hotels marks that bank cards are finally accepted by the mainstream business community in the United States. American Express cards have a long history of serving high-end customers, so they are more popular among business people.
4. Diners Club International Credit Card
In 1950, McNamara and Schneider invested in partnership and registered the first credit card company in New York - "Diners Club International" ), later reorganized into Diners Club. As the earliest credit card, the brand value of this card is also quite high.
5. JCB
JCB card and Diners Club are the two earliest card brands issued in the history of the Japanese credit card industry. At that time, the American Diners Club credit card company established Japan Diners Club in Japan in 1960. JCB mainly issued Diners Club cards to local high-end customers, with very little card issuance. After JCB was established, it decided to choose a different path from the high-end user cards issued by Diners Club and position the card as a popular JCB card.