1. Free annual fee for points redemption: Credit card points of CITIC Bank can be redeemed for annual fees, and 6, points can be redeemed for annual fees in 48 yuan. Cardholders have enough points, which can be redeemed by CITIC Bank credit card official website or mobile phone client to deduct the annual fee.
2. Free of annual fee for the number of swipes: some ordinary and gold credit cards of CITIC Bank are free of annual fee in the first year of card opening, and the annual fee for the following year can be exempted if the number of swipes is 12 in that year. Cardholders can spend money by swiping their cards in department stores, restaurants, entertainment and other places to meet the conditions of annual fee exemption.