The grace period for China Merchants Bank credit cards is generally three days.

For most bank credit cards, there is a certain grace period on the credit card itself. Even if you choose to repay after the final payment date, as long as you do not exceed this grace period, your repayment behavior will not affect your personal credit report. But if you repay after the grace period, your overdue record will be directly reflected on your personal credit report, which will also affect your subsequent personal life.

1. I suggest you repay before the grace period.

For most users who use credit cards, many people will choose to repay in full before the final repayment date. This is also a standard way of using credit cards. After all, users can get a certain amount of time in this way. Interest-free period. If you are unable to repay the loan normally before the final repayment date, I suggest you choose the minimum repayment or installment payment. It is best not to wait for the so-called grace period, because there is no unified standard for the grace period.

2. The grace period for China Merchants Bank credit cards is generally three days.

This critical period first has the concept of amount. If your overdue amount is less than 1,000 yuan, China Merchants Bank will generally give the user a three-day grace period. As long as you can ensure on-time repayment within three days, your overdue behavior will not be reflected in your personal credit report. If your overdue amount has exceeded 1,000 yuan, the grace period will be further shortened, sometimes even only one day