The Everbright Naked Bear Credit Card is said to have two versions: the innocence version and the family portrait version, both of which are gold-level credit cards. The annual fee standard is: 200/year for the main card and 80/year for the secondary card. The amount is basically between 10,000 and 50,000. However, the specific amount depends on the qualifications you apply for, and some may be lower than this amount.