Ping An Xiangbai Gold Card

Let’s talk about Ping An Yuexiang Platinum Card first. This is a platinum credit card with the theme of “Infinite Youth” and specially designed for young people. Exclusive platinum card with high limit, many benefits and many styles.

All new resident families who complete card verification before the end of 2023 can enjoy lifetime annual fee exemption. From now until the end of 2023, new customers who successfully issue the universal version of the Platinum Card (one of the four cards) can receive money exchange gifts from the date of card verification to the end of the following year, up to 2 times per month and up to 24 times per year. .

Not only that, from now until August 31 this year, physical merchants and overseas designated online merchants who use the Yuexiang Platinum Card can enjoy 1% off as long as they spend RMB 1 or more through the UnionPay network. The maximum refund for a single household per month is RMB 1,000.

In addition to the four general card faces, the Joy Platinum Card also has three card faces. Each card face has a super high face value and exclusive benefits, making it worth buying.

Ping An Travel Card

Ping An Youka is a general-purpose card that has long been exempted from annual fees for life. Easy Card currently has six series: original series, Mood for Love series, couple series, video theme series, surprise co-branded card series, with 13 card faces to choose from. From now until June 30, 2023, new customers who have completed card verification can purchase 1 yuan 48 coupons or 18 yuan 96 coupons (pay using WeChat) before the end of the next month. In addition, during this period, new customers who issue Ping An will receive a repayment voucher of 8 yuan after completing the first activation, and the bill amount can be deducted from the bill when repaying with Ping An bank card.

Ping An UnionPay Platinum Card

Similar to the Platinum Card, from now until August 31 this year, offline entities and overseas designated online merchants who use Ctrip UnionPay Platinum Card can pass UnionPay network (including offline card swiping, QuickPass and mobile QuickPass, that is, overseas UnionPay China UnionPay Express transactions) can enjoy a 1% refund as long as a single purchase exceeds RMB 1, and a single household can receive up to 1,000 RMB in a single month. RMB refund.

Ping An MasterCard

For those who own cars, they will definitely prefer credit cards that can provide car maintenance and consumption discounts. Ping An's master MasterCard is such a card, a type of gold card. It can provide car owners with a full range of safety services. The first is accidental protection for vehicle personnel. Starting from the day after you swipe the main card for the first time, you will receive accident protection of up to 1.1 million yuan for all vehicle personnel (only the cardholder drives the vehicle), and subsequent free roadside assistance services (including accidental and non-accidental). Applications can be made from the day after the first purchase, including: trailer towing, power supply service, tire replacement, emergency water filling, on-site emergency repair, emergency oil delivery and other rescue services within 30 kilometers, which can be enjoyed once a day.

Ping An Mastercard for car owners has inherited the powerful account security system of Ping An Credit Card’s “full protection of consumption losses within 72 hours before reporting loss”. Car owners and users can enjoy comprehensive driving safety protection.

Ping An Chehao Gold Card

There are dozens of types of Ping An Credit Cards, and different cards have different features. In addition to the above-mentioned cards, there are also China Travel Card, Ping An iQiyi Gold Card and other series, all of which provide consumers with a full range of services covering "consumption, home furnishing and travel". Related Q&A: Related Q&A: How many credit cards do you have? Have you also become a card slave? Carrying a lot of debt?

I counted, there are a total of 10 bank credit cards, namely Bank of China: 100,000, Agricultural Bank of China: 11,000, Shanghai Pudong Development Bank: 12,000, Suzhou Bank: 200,000, Postal Service Savings: 200,000, Industrial Bank: 30,000, Minsheng Bank: 50,000, Rural Commercial Bank: 50,000, Bank of Nanjing: 50,000, China Construction Bank: 5,000,

Except these credit cards are operating at full capacity , I still have several credit loans, and the total debt is more than 1.8 million. Now I am completely a credit card slave, and I can't even pay the monthly interest.

Why do I owe so much money? It was mainly speculation in stocks and interest rates, using loans to support loans and compounding interest rates, which caused a complete collapse. I started with 150,000, and then I went into stock trading. When the market went crazy in 2015, I allocated 5 times my capital. As a result, I was liquidated during the stock market crash and was left penniless.

If I could have stopped in time, I would be living a very good life now, but I was unwilling to give in, and I didn’t tell my family that I wanted to get the money. So I went to the bank for a loan when I had no money. I borrowed 300,000 yuan at the beginning, but I was not satisfied with it. For those whose gains were slow, they began to learn other people's leading tactics and board tactics online, and frequently adjusted positions and stocks. As a result, they soon lost 60%. At this time, they were anxious again and had to pay interest every month. , the principal was reduced by more than half. At this time, I continued to take out bank loans, borrowing another 300,000 yuan, and then jumped in again. I was still studying technology every day, constantly adjusting positions and stock exchanges, trial and error, but in the end I still repeated yesterday's story, facing an interest of 3,000 yuan a month. , the principal was reduced by half. At this time, other banks could no longer borrow money due to high liabilities, so they began to borrow online loans with high interest rates, but they had no choice but to use loans to support the loans. In the end, the cycle could not continue, and they secretly moved the house I took out a private mortgage, and because I had to repay high interest every month, I became very impetuous. I had more trouble adjusting positions and exchanging shares, and I lost money faster. Finally, I couldn’t hold on any longer in August this year. I had no choice but to go overdue, and had no choice but to confess to my family.

So I advise everyone to consume according to their ability. You can only apply for one or two credit cards at most. Don’t use loans to support loans. This is like a snowball and will eventually make you overwhelmed< /p>