I can tell you some tips for daily use of credit cards to increase your credit limit quickly

1. Frequently swiping credit cards

In daily life, it is best to develop the ability to If you have the habit of swiping your card, on the one hand, you can use the bank's interest-free period for free, adding a little extra financial income for yourself. On the other hand, you have also become an active user of the bank. Usually, banks will have quota rewards for active users of the bank.

2. High consumption amount

Irregular large-amount consumption, and then normal repayment. Banks usually define these cardholders as high-quality customers. When judging the cardholders If there is a larger demand for the amount, the amount will be increased as appropriate.

3. Continuous and stable consumption for a long time

Banks generally have credit card holders who have been cardholders for more than one year and have transactions every bill month. This group of customers usually take the initiative to increase their limit. If the customer takes the initiative to apply for a permanent limit increase, the bank will have a higher chance of approval.

4. Frequent cash withdrawals and frequent credit card installments

For cardholders who frequently withdraw cash from credit cards, the risk factor for banks is very high, but at the same time, the risk of cash withdrawals is very high. Cardholders are also the ones who contribute the most to the bank; installment users have relatively low risks, but their contribution is not low. Therefore, for credit cards that mainly rely on interest and intermediary business as a means of generating income, cash withdrawal and installment users are the favorites of banks. When applying for a limit increase, the relative success rate will be very high.

To increase your credit limit, you need to swipe your card more often, make enough credit, maintain a good credit record, and don’t overdue your credit card, let alone multiple overdue credit card payments. There is also the hope that your income will increase, or the property under your personal name will increase, so that the bank will evaluate your property higher and it will be easier to raise the amount.