Kezuohouqi Associated Press has now fully promoted the business of Jinniu Fumin Card, which is a "credit card" for farmers and herdsmen. During the 3-year credit period, credit repayment and interest can be used only by swiping the card in the "cloud POS" machine for confirmation. "Repaying interest with loan, without interest" calculates interest according to the actual days of credit use, and realizes the goal of "granting credit once, recycling, lending on demand, and paying back every second".