A credit card is a credit card.

Credit card is a type of credit card. It is a credit card issued by banks to the society and grants users corresponding credit limits. Card holders can consume within the credit limit and then repay.

Credit cards are divided into two types: credit cards and quasi-credit cards, depending on whether the cardholder needs to pay a deposit to the card issuer. The credit card credit limit is related to the individual's effective income and asset security value.

Card holders must repay on time after using a credit card, otherwise it will be overdue, and overdue payments will affect their personal credit.