For many friends who want to apply for a credit card, the question they often ask is which bank is easy to apply for a credit card and has a high credit limit. So which bank is easy to apply for a credit card with a large credit limit? Today I will tell you Take stock of several banks with high success rates and high card processing limits.

Which bank has the best credit card limit?

1. China Merchants Bank

If you are a cardholder who has never applied for a credit card, it is generally recommended to apply for a credit card from China Merchants Bank first, because the threshold for applying for a card is not high and the benefits are more practical. As long as all the information is filled in and the credit check is passed, you can basically get a credit card with a limit of 5,000-10,000, and then use the card well within 3-6 months after purchasing the card, and the first limit increase will be 30% of the original limit. about. China Merchants Bank pays more attention to the number of credit card swipes, so no matter how big or small the amount is, the actual consumption is enough.

2. Bank of Communications

Bank of Communications is definitely a bank that a large number of cardholders love and hate. The threshold for applying for a card is very low, and you can easily apply for a credit card with a large limit. It is very suitable for novice card friends to apply. The card application rate of Bank of Communications online application is also famously high, and the card application amount is basically more than 10,000. If you have a stable job, a high degree of education and no bad records, then it will be approved in seconds. However, Bank of Communications's risk control is also notoriously strict. Your credit limit is often like riding a roller coaster, rising and falling. The credit limit that you have managed to raise will be reduced to the level before liberation in minutes.

3. Shanghai Pudong Development Bank

Shanghai Pudong Development Bank’s credit limit increase is very fast, but if you want to apply for a card, you still need to have good credit and complete personal information. If you apply for a card through purchasing financial management, the limit will be higher. You don’t have to be too cautious when using your Pufa card, but you have to make real purchases, especially when participating in bank activities. Otherwise, you will be warned of a reduction in your credit limit and you will be asked to upload consumption vouchers.

4. Guangfa Bank

Guangfa Bank has a lot of activities, the probability of placing large-value cards is also high, and the limit is increased quickly. If you have fixed assets, it will be easier to apply for a large-value card, or you can apply for a large-value card by using a card. However, GF's risk control is also very strict. If there is a record of illegal use of the card, the balance will be reduced after repayment, so do not use the card illegally, let alone use the card beyond the limit, and keep 30% of the credit limit on the card.