Bank credit card income mainly consists of five parts: interest income and late payment fees, installment fees, commission income, cardholder annual fees, cash withdrawal fees, and other fees. Among them, interest, installment fees, and commissions are Main income. Extended information

CreditCard is a non-cash transaction payment method. It is a small credit payment tool provided by banks to users to consume first and repay later. The earliest credit card appeared at the end of the 19th century. .

Credit cards are divided into two types: credit cards and quasi-credit cards. They provide settlement services, facilitate shopping and consumption, and enhance a sense of security; simplify payment procedures and save social labor; promote product sales and stimulate social demand. and other characteristics. A credit card is a specially designed card issued by a bank or other financial institution to those with good credit status for shopping and spending at designated merchants, or for depositing and withdrawing cash at designated banking institutions.

Reference: Baidu Encyclopedia-Credit Card