The demand for credit card loan salesmen is greater, so it is more recommended. A credit salesperson is a kind of account manager. Its business scope is very broad and mainly includes employees such as sales funds. Including sales funds, marketing of bank wealth management products, credit cards, customer development, pre-loan surveys, loan management, regular submission of loan classification reports, annual loan card inspections, basic account opening, handling (cancellation) loan mortgage registration, etc.

1. A credit card salesman is actually a card issuance tool. The bank briefly introduces the credit card situation and sales methods to the recruited sales staff, and then goes directly to work. Basically, half a day is enough.

2. It is difficult for this type of salesperson to work outside the home. They are highly mobile. Their income is linked to their performance, and their performance is based on credit card withdrawal rates.

3. In order to achieve good results, we should keep cleaning buildings and streets every day (that is, looking for customers in office buildings and streets), and find ways to increase the number of credit card applications and credit card loss rates, unless They have a huge network, strong communication skills, are proficient in various credit card businesses, and have a certain understanding of some other bank credit cards.

The sales staff of loan companies are mainly responsible for:

1. Responsible for investigating the compliance, legality, safety and pre-loan validity of borrowers and guarantors. Based on the investigation results, write a feasibility analysis report.

2. Responsible for the loan timing review of borrower credit information, borrower and guarantor entities, business policies, credit policies and credit risks.

3. Responsible for querying and reporting borrowers’ credit data, and checking the validity of borrowers’ loan cards.

4. Responsible for keeping the borrower’s IOUs, mortgages and pledges, and registering various credit registers.

5. Responsible for issuing overdue loan collection notices in a timely manner and doing a good job in collecting loan principal and interest.

6. In daily management, if any major matters that have a significant impact on loan security are discovered, they should be reported to superiors in a timely manner.

7. After the loan is completed, contact the borrower specifically to understand the customer's situation, and supervise and inspect the loan and the guarantor.