Agree to adjust the quota. Hua Xia Bank credit card is usually used, and there will be a transfer cycle every six months. Therefore, the card owner needs to agree to authorize the amount adjustment. During this period, if the card meets the standards of Huaxia Bank, the bank will withdraw the amount for the card owner according to the actual situation, so that the amount that can be used later will be higher. However, if the card does not meet the requirements, the bank will prohibit further withdrawals.